What is the Gemini crypto exchange?

The Gemini crypto exchange is a US-based platform for buying, selling and storing crypto, founded by twins Cameron and Tyler Winklevoss. In October 2015, the New York State Department of Financial Services (NYDFS) granted Gemini Trust Company a charter as a limited purpose trust company with fiduciary powers. The company also offers a crypto rewards credit card.

How do Gemini exchange fees work?

Gemini has a simple buy and sell mode and an advanced mode called ActiveTrader, each with its own fee schedule. On ActiveTrader, the lowest spot tier charged a 0.60% maker fee and a 1.20% taker fee as of October 2026. Your tier is set by either your trailing 30-day trading volume or your total balance, whichever gives the higher tier, and it is recalculated daily. Our guide on maker and taker fees explains why limit orders that rest on the book can cost less.

What is the Gemini crypto card?

The Gemini Credit Card is a Mastercard issued by WebBank that pays rewards in crypto instead of cash back. Gemini lists no annual fee and reward rates that vary by category, such as gas and transit, dining and groceries, as of October 2026. Because it is a credit card, the usual credit rules apply. Our guide on how crypto cards work compares credit, debit and prepaid crypto cards.

Is there a Gemini exchange stock?

Yes. Gemini Space Station, Inc. priced its initial public offering at $28 per share on September 11, 2025, and its Class A shares began trading on the Nasdaq Global Select Market under the ticker GEMI the next day. Owning GEMI shares means owning part of the company, not crypto held on the exchange.

Is Gemini exchange safe?

Gemini is regulated by NYDFS, but it has faced several regulatory actions. Its Earn program, launched in February 2021, lent customer crypto to Genesis Global Capital. In November 2022 Genesis defaulted on about $1 billion owed to Earn users, and NYDFS found that Gemini had not properly vetted Genesis. In February 2024 Gemini agreed to help return at least $1.1 billion to Earn customers and pay a $37 million fine. In June 2024 the New York Attorney General announced about $50 million more for Earn investors. In January 2025 the CFTC ordered Gemini to pay $5 million over misleading statements made in 2017 about a planned bitcoin futures contract. Our guide on what happens if a crypto lender freezes withdrawals explains how cases like Earn unfold.