What is Xaman wallet for XRP?

Xaman wallet is a self-custody mobile app for holding XRP and other assets on the XRP Ledger. It was called Xumm until version 2.6.0 in December 2023, when the app was renamed and gained support for a second network, Xahau. Xaman's help center says your keys are kept on your device and nowhere else.

Who makes the Xumm wallet, now called Xaman?

Xaman is built by XRPL Labs, which is based in the Netherlands. People often ask whether Ripple runs it. Xaman's help center says XRPL Labs is privately owned and operated and does not share ownership with Ripple, although Ripple is a current partner.

When the rename happened, the company explained that it wanted XRPL Labs and Xumm under one brand. The new name draws on a Maya god of merchants and trade, reflecting its goal of linking crypto with commerce.

How does the Xaman wallet reserve work?

The XRP Ledger requires every account to hold a minimum balance, called a reserve, so that creating accounts and objects is not free spam. As of November 2026, Xaman lists a base reserve of 1 XRP per account and an owner reserve of 0.2 XRP for each object the account owns, such as a trust line, an open exchange offer, an escrow or a check.

To activate a new address, you must send it at least 1 XRP. That first 1 XRP covers the reserve and cannot be spent unless the account is deleted. You can fund it by buying XRP in the app, sending from another account, or withdrawing from an exchange. Validators can vote to change reserve amounts, and the base reserve has dropped from 1,000 XRP when the ledger began to 1 XRP today. When moving XRP to or from an exchange, check whether it uses a destination tag.

Is there a Xaman wallet desktop app?

Xaman is a mobile app. Its install guide lists Android 7 or later and iOS 13 or later on an iPhone 7 or newer, and says it can only be downloaded from the Apple App Store or Google Play. Tablets, including iPads, are not officially supported, partly because most lack NFC. The guide does not describe a desktop version.

How does Xaman keep your keys secure?

By default the account's secret key is stored on your phone. Xaman also supports Tangem cards, NFC chip cards that create a private key that never leaves the card. You tap the card on your phone to sign, and each card has its own XRP Ledger address. Because the key cannot be extracted, a lost card means lost access unless you set up a backup card through the Tangem Backup xApp. For the card maker's own app, see what is Tangem wallet.