How is crypto taxed in Morocco?

Morocco has no crypto tax rules as of October 2026. Since 2017, the authorities have treated crypto transactions as illegal under foreign exchange rules, so the tax system has not been adapted to them. A draft law would create a licensed crypto market, but it does not yet say how gains would be taxed.

Is bitcoin legal in Morocco?

Not under current rules. In November 2017 the Office des Changes, Bank Al-Maghrib and the finance ministry said crypto transactions break foreign exchange regulations, Hespress reported. The ban stands until a new law takes effect. The legal background is in is crypto legal in Morocco.

The rules are being enforced. In May 2026 Bladi.net, citing the magazine Challenge, reported that the Office des Changes had sent a formal notice to a person holding undeclared digital assets abroad and transferring them to residents, giving 30 days to provide documents to avoid prosecution. That is an exchange control case, not a tax assessment.

Can I buy bitcoin in Morocco?

People do, but outside the law. Hespress cites an estimate of about six million Moroccan crypto users by 2024, and says authorities investigated crypto-funded property purchases abroad in early 2025. Buying bitcoin today means acting against the 2017 position, with no investor protection.

That could change. Bill 42.25, prepared by the Ministry of Economy and Finance, would treat crypto-assets as a separate category of financial assets that can be traded only through licensed providers, Hespress reported in November 2025. The capital markets authority and the central bank would supervise the market. As of October 2026 it had not been adopted.

Is there a tax on crypto in Morocco?

No crypto-specific tax exists. Hespress's summary of Bill 42.25 lists licensing, stablecoin, anti-money-laundering and supervision rules, with no tax measures. In December 2025, La Vie Eco quoted a Web3 specialist calling for the taxation of crypto trades, including withholding on gains, to be clarified. That points to a gap rather than a settled rule.

Morocco does tax capital gains on other assets. PwC's tax summary, reviewed in April 2026, lists these rates for individuals:

• Listed shares. 15% of the gain.
• Unlisted shares and bonds. 20% of the gain.
• Real estate. 20% of the gain, with a minimum of 3% of the sale price.

PwC does not mention crypto, and none of the sources reviewed shows Moroccan authorities saying whether any of these rules would apply to it.

For how countries that permit crypto tax it, see crypto tax around the world and which countries have no crypto tax.

Rules differ by country and change often. Check the tax authority or a qualified professional for your own situation.