How much crypto can you sell without paying taxes?

How much crypto you can sell without paying taxes is set by the size of your gain and your total income, not by the number of coins. In the US, a sale that produces no gain owes no tax, and long-term gains can fall in a 0% bracket for lower incomes. Every sale still has to be reported, however small.

What is the 0% capital gains rate for crypto?

The IRS taxes long-term gains, on assets held more than one year, at 0%, 15% or 20%. Short-term gains are taxed as ordinary income. For tax years beginning in 2026, Revenue Procedure 2025-32 sets the top of the 0% band at:

• $49,450 of taxable income for single filers and married people filing separately
• $66,200 for heads of household
• $98,900 for married couples filing jointly

For comparison, Topic 409 gives the 2025 limits as $48,350, $64,750 and $96,700. The test uses taxable income including the gain itself, so the gain fills up the band on top of your other income. Higher earners may also face the net investment income tax.

How much bitcoin can I sell without paying taxes?

Work out the gain first. It is the sale price minus your cost basis. Selling $10,000 of bitcoin bought for $9,500 is a $500 gain, not $10,000.

An illustration for 2026: a single filer with $30,000 of wages takes the $16,100 standard deduction, leaving $13,900 of taxable income. Up to $35,550 of long-term gain would then fit under the $49,450 line at the federal 0% rate. Any gain above that is taxed at 15%. State tax can still apply, as explained in do states tax crypto.

How much crypto can you cash out without paying taxes if you held it under a year?

Short-term gains have no 0% band of their own. They are added to wages and other income and taxed at ordinary rates, so only income sheltered by deductions avoids tax. Losses can help: the IRS lets capital losses offset gains, plus up to $3,000 of other income a year. See crypto losses and taxes.

Whatever the result, the IRS says gains and losses from taxable crypto transactions must be reported regardless of the amount.

How much crypto can you sell without paying tax in the UK?

The UK uses an allowance, not a band. The first £3,000 of an individual's total gains each tax year is tax-free. For 2026 to 2027, GOV.UK sets the rate above that at 18% for gains within the basic rate band and 24% above it.

Reporting is separate. HMRC's notes for 2025 to 2026 say the capital gains pages are needed if you disposed of assets worth more than £50,000 or had gains above £3,000, even when no tax is due. The UK crypto tax guide explains pooling.

Rules differ by country and change often. Check the tax authority or a qualified professional for your own situation.