How do you cash out crypto on PayPal?

To cash out crypto on PayPal, you sell it inside your PayPal account for US dollars and then move that money from your PayPal balance to a linked bank account or debit card. PayPal does not pay crypto directly into a bank. The steps below reflect PayPal's US help pages and terms as of October 2026. Spending crypto at checkout instead is covered in can you pay with crypto on PayPal.

How do you sell crypto on PayPal?

You choose the coin in your crypto balance, enter an amount and confirm the quoted rate. PayPal says it needs valid tax information, such as a completed W-9, before you can sell. Proceeds normally reach your PayPal balance within seconds, but every sale is subject to review and can be delayed or stopped.

Since May 19, 2026, PayPal's crypto services in the US have been provided by a subsidiary, PayPal Digital Inc. Its FAQ says some features, including selling crypto directly into PayPal USD, were temporarily available only on the Crypto Hub at paypal.com while the app was being updated.

Each sale has a transaction fee and an exchange rate that includes a spread. PayPal's current fee table is set out in how does crypto on PayPal work. Selling PayPal USD for dollars carries no fee.

How do you move PayPal crypto to a bank account?

After the sale, the money sits in your PayPal balance. In the app, tap the balance, then Transfer, then Transfer to bank, and pick a speed:

• Standard. No fee. One to three business days to a bank, or about 48 hours to an eligible debit card.
• Instant. Usually within minutes. PayPal charges 1.75% of the amount, with a $0.25 minimum and $25 maximum fee.

Weekends and holidays add at least one business day. PayPal says transfer limits depend on account type, method and currency, and it does not publish a single figure.

What is a PayPal crypto withdrawal to another wallet?

Sending coins out of PayPal to an exchange or self-custody wallet is a separate action from cashing out. US customers can send up to $25,000 a week in crypto across internal and external transfers, after an extra verification step. Once sent, a transfer cannot be reversed. PayPal shows the network fee before you confirm.

Can you sell crypto on PayPal outside the US?

In the UK, yes. PayPal's UK help page says sale proceeds are paid in pounds into the PayPal balance and can then be moved to a linked bank or debit card. Its UK terms, updated October 12, 2026, say UK users cannot currently transfer crypto in or out, so selling is the only way to take value out.

Selling crypto can be taxable. See how crypto is taxed in the US or crypto tax around the world.