Where are crypto ATMs banned?
Crypto ATM bans now cover five US states, including Indiana and Hawaii, plus the UK in practice, while New Zealand dropped its planned ban in July 2026.
Crypto ATM bans have spread quickly since early 2026, mostly in response to scams in which victims are talked into feeding cash into a kiosk. A handful of US states now prohibit the machines outright, the UK treats every machine as unlicensed, and other places use limits instead. The way these scams work is covered in how crypto ATM scams work.
Which states ban crypto ATMs?
As of November 2026, five US states have passed full or near-full bans:
- Indiana. HB 1116, signed in March 2026, says no one may operate a virtual currency kiosk in the state.
- Tennessee. Operating a kiosk became a Class A misdemeanor on July 1, 2026. A federal court refused to pause the law while operators challenge it.
- Vermont. H.648, signed June 16, 2026, imposed a permanent ban from July 1, 2026, ending existing kiosk registrations that day.
- Minnesota. SF 3868 bans kiosks from August 1, 2026, and requires existing machines to be removed from public locations by December 31, 2026.
- Hawaii. HB 1642 required operators to stop running cash-accepting kiosks by October 1, 2026.
Some cities acted first. ATM Marketplace lists local bans in Spokane, Washington, Stillwater, Minnesota, Layton, Utah, and several Massachusetts towns.
What are crypto kiosk limits by state?
Most states regulate rather than ban. These rules usually combine daily caps, scam warnings and refunds for fraud victims. California, for example, has capped kiosk use at $1,000 per customer per day since January 1, 2024, and since January 1, 2025 has limited charges to the greater of $5 or 15 percent of the transaction. Vermont had a $2,000 daily limit for new customers before it switched to a ban. A federal bill, the Crypto ATM Fraud Prevention Act, would add nationwide limits but has not passed.
Which countries ban crypto ATMs?
The UK has a ban in practice. The Financial Conduct Authority says no crypto ATM operators are registered with it, and that machines running without registration are illegal. ATM Marketplace also reports that Singapore's machines were shut in 2022 under a crackdown on crypto advertising to the public.
Canada announced plans for a ban in its Spring Economic Update on April 28, 2026. Cointelegraph reported it as a proposal, with no enacted law yet. Australia has not banned the machines but AUSTRAC, its financial crime agency, imposed a $5,000 cap on cash deposits and withdrawals plus scam warnings.
Did New Zealand ban crypto ATMs?
No. New Zealand's Cabinet agreed in principle in June 2025 to ban the machines as part of anti-money laundering reforms. On July 9, 2026, it reversed course, saying a blanket ban was not justified at this stage. Instead, ministers would gain powers to limit cash used in crypto transactions if evidence of harm grows, through an AML/CFT amendment bill.
The machines themselves are explained in how bitcoin ATMs work. Rules differ by state and country and change often. Check your local financial regulator or a qualified professional for your own situation.
This guide explains how things work. It is not financial, legal or tax advice. Last updated .