Can you send crypto to Wise?

You cannot send crypto to Wise. Wise accounts hold regular currencies such as pounds, euros and dollars, and as of October 2026 Wise says buying, selling or trading crypto breaks its Acceptable Use Policy. What some people do instead is sell crypto on an exchange first and then withdraw the cash, which Wise allows only in limited cases.

Does Wise allow crypto?

Mostly no. Wise's help page on crypto says you cannot use an account to send money to exchanges, pay individuals to buy crypto, send funds to crypto wallets or hold money that is part of a crypto trade. Its Acceptable Use Policy, last updated March 25, 2026, lists payments to buy cryptocurrencies among restricted activities. Wise also does not serve businesses that run exchanges or wallets, issue tokens or trade crypto for customers.

There are narrow exceptions on personal accounts. Wise lists a salary from a crypto company, payment for professional work done for one, and buying shares in a crypto business as acceptable.

Can you withdraw from a crypto exchange to Wise?

Sometimes. Wise says you can receive money from crypto platforms licensed in the UK or an EU country. Payouts from unlicensed platforms, or from people paying you in peer-to-peer trades, are not allowed.

CoinJar, a UK-registered exchange, describes the process on its side. You sell the crypto on CoinJar, then withdraw the pounds, euros or other currency by bank transfer to your Wise account details. Both accounts must be verified, and the names and account details must match. CoinJar warns that Wise may run extra checks that delay or return a payment, and that the route could change at short notice.

The same logic applies to stablecoins. USDC must be sold for dollars on an exchange before anything can reach Wise, as explained in how to convert USDC to USD.

Can you use a Wise card to buy crypto?

Wise treats its card differently. Its help page says the card can be used anywhere a transaction is lawful and supported in the card's region, and it names crypto platforms as included. The Acceptable Use Policy says its restrictions do not apply to lawful card payments. Whether a given exchange accepts the card is a separate question. The general process is in how to buy bitcoin with a debit card.

What happens if Wise sees crypto transactions?

Wise says it may reject, cancel or return payments that break its policy, and it can close accounts. Its account-closure page names trading in cryptocurrency as one example. A customer whose account is being closed usually has 90 days from the first email to move money out, or 30 days if registered in Brazil. Wise says closures are usually final, though some can be appealed, and people generally cannot open a new account afterwards.