Does Coinbase have a credit card?

Yes, Coinbase has a credit card, the Coinbase One Card. It was announced in June 2025 and runs on the American Express network, with rewards paid in bitcoin. You need a Coinbase One subscription to hold it, which is described in what is Coinbase One. The details below reflect Coinbase's help pages as of November 2026.

What is the Coinbase One Card?

American Express announced the card on June 12, 2025. Its release says First Electronic Bank issues the card and that Cardless, a company backed by Amex Ventures, offers it together with Coinbase. Coinbase's help page notes that although it runs on the Amex network, the card will not show up in an American Express account.

You manage it in the Coinbase app, under a Credit card tab. From there you can see what you owe, make one-time or recurring payments, and close the card. Credit limits are set automatically and cannot currently be changed, and authorized users are not allowed.

How do Coinbase credit card bitcoin rewards work?

Purchases earn rewards in bitcoin. At launch, PYMNTS and Decrypt reported a range of 2% to 4% back, with the rate depending on how many assets the cardholder keeps on Coinbase. Coinbase's help page also lists 5% bitcoin back on eligible travel bookings for flights, hotels and car rentals. Rates are variable and can change, so the current terms in the app are what count.

Rewards paid in crypto can rise or fall in value after you receive them. How tax may apply to card rewards is a separate question from how the card works.

What are the Coinbase One Card requirements?

Coinbase says US-based customers can apply, and an eligible Coinbase One membership is required to accept the card. Checking whether you are approved does not affect your credit score, and a hard credit check runs only if you accept the offer. Coinbase also offers a version secured by a USDC deposit, with the credit limit tied to that collateral.

The membership and the card are linked one way. You can keep Coinbase One without the card, but you cannot keep the card if you drop the membership.

What is the difference between the Coinbase Card and the Coinbase One Card?

The Coinbase Card is a Visa debit card. It spends cash or crypto already in your account, with no credit check, and is covered in does Coinbase have a debit card. The Coinbase One Card is credit, meaning you borrow and pay back later, and it requires a membership. For how these products fit into the wider market, see how do crypto cards work.