What is the MetaMask Card and where is it available?

The MetaMask Card is a debit card that lets you spend crypto held in your own MetaMask wallet anywhere Mastercard is accepted. Your tokens stay in your wallet until you buy something, and at checkout the card converts them into the local currency the shop receives. It is run with partners rather than by MetaMask alone. For the general mechanics of these products, see how do crypto cards work.

How does the MetaMask Card work?

MetaMask Support says you choose which tokens the card may use and set a spending limit for each one on each network. Until a token is approved and has a limit, it cannot be spent. You can also set a priority order so the card knows which token to draw from first.

On US accounts, supported options include mUSD, USDC, USDT and wrapped ether on Linea, USDC and USDT on Solana, USDC, USDT, wrapped ether and EURC on Base, and USDC on Monad. Users in New York and Texas are limited to Linea and Base. The card can be added to Apple Wallet or Google Wallet. MetaMask's own stablecoin is explained in what is MetaMask USD.

Behind the scenes, the FAQ says Crypto Life provides the card, Monovate issues it and Mastercard runs the payment network. It is a debit card, so there is no credit check, but signing up requires identity checks, as covered in does MetaMask require KYC.

Is the MetaMask Card available in the USA?

Not for new applicants right now. As of November 2026, MetaMask's support pages say new US sign-ups are temporarily paused and US users can join a waitlist. People who already hold a US card can keep using it, and the FAQ says US cardholders can withdraw cash at ATMs, which cardholders in other regions cannot.

Which countries is the MetaMask Card available in?

MetaMask lists 48 eligible countries for sign-ups as of November 2026. They include the United Kingdom, Canada, Switzerland, Norway, most European Union members such as France, Germany, Italy, Spain and the Netherlands, and several in Latin America, including Argentina, Brazil, Mexico, Chile and Colombia. Bahrain and Oman are also listed. You must provide proof of residency. The eligible list only limits who can sign up; once issued, the card works wherever Mastercard is accepted.

What are the MetaMask Card benefits and fees?

According to MetaMask Support:

• Card type. New users get a virtual card. The metal card is closed to new users, though existing holders keep theirs.
• Yearly fee. None on the virtual card.
• Transaction fee. A small fee applies to each purchase.
• Foreign exchange. No extra currency conversion fee beyond Mastercard's rate.
• Cashback. 1% back in mUSD on eligible purchases.
• Refunds. These go to a credits balance, which is spent first on your next purchase or can be withdrawn.

MetaMask says features and availability vary by region and can change, so the card dashboard shows what applies to your account. The wallet itself is covered in what is MetaMask.